Free loan amortization tracker

Know exactly where
your loan stands

Track every payment, see your real payoff date, and understand exactly how much interest you're saving — or losing — with every financial decision.

Start tracking for free Log in
No credit card required
Works with any loan type
Import payments via CSV
amorto.pages.dev/app
Total Paid
$48,320
Interest Paid
$18,940
Est. Payoff
Mar 2051
Payoff Progress 38.2% paid off
Originated: Jan 2021 Projected payoff: Mar 2051
Features

Everything you need to track your loan

Built for homeowners, landlords, and anyone who wants full visibility into their debt.

📊

Full Amortization Schedule

See every payment broken down into interest and principal for the life of your loan — past, present, and projected.

📥

CSV Payment Import

Upload your actual payment history from any bank export. Amorto reconciles it against your schedule automatically.

📅

Period Analysis

Filter by year or custom date range to see exactly how much you paid, how much was interest, and your average monthly payment.

🎯

Payoff Projections

Model any monthly payment amount and instantly see how it changes your payoff date and total interest cost.

🔍

Missed Payment Detection

When you upload payment history, Amorto flags months with no data and shows the real impact on your balance.

⬇️

Export to CSV

Download the full schedule or any filtered view as a CSV for use in your own spreadsheets or tax records.

How it works

Up and running in 60 seconds

No complex setup. Just enter your loan details and start exploring.

1

Enter your loan

Input your loan amount, interest rate, term, and origination date. Your amortization schedule is generated instantly.

2

Import payments

Optionally upload a CSV export from your bank or servicer to overlay your actual payment history on the schedule.

3

Analyze & project

See your real payoff date, model extra payments, and understand exactly where your money is going each month.

Ready to take control of your loan?

Join for free — no credit card, no commitment.

Create your free account